NZ vehicle finance calculator
See the real repayment before you choose the car.
Compare the effect of the vehicle price, deposit, interest rate, loan term and final balloon payment in one clear calculation.
Enter the offer
A balloon lowers regular repayments but leaves a larger final amount to pay or refinance.
Estimated repayment
$1,306
per month · approximately $301 per week
Amount financed
$44,990
Total interest
$2,040
Total loan payments
$47,030
Final balloon
$0
Before accepting finance, confirm:
✓ Establishment and monthly fees
✓ Fixed or variable interest
✓ Early repayment charges
✓ Final balloon obligation
✓ On-road costs
✓ Insurance requirements
Estimate only:this calculator excludes lender fees, insurance, on-road costs and other charges. It is not financial advice or a loan offer. Confirm the lender's disclosure and total amount payable before signing.